After transferring the funds, the user needs to submit an application to the chosen exchange service. The application specifies the recipient's card address, the desired amount, and account details. The exchange platform provides a preliminary calculation, showing the total commission, the percentage withheld, and the estimated amount credited. Depending on the service's policy, passing the KYC procedure and additional data verification may be required. This procedure is part of a standard financial operation and is aimed at complying with legal requirements. After confirming the terms, the application processing begins, and the funds are credited to the client's card in the national currency, tenge.