The process begins with transferring XMR from your wallet. It is important to consider the network parameters, as Monero uses its own network with specific confirmation requirements. After sending the funds, an application is submitted in the chosen exchange service. It specifies the recipient's card address and the required amount. Before confirmation, a detailed calculation is displayed: the rate, the retained percentage, and the final commission. Then, standard verification is conducted, and if necessary, the KYC procedure is performed if required by the exchange's internal rules. This is a mandatory element of a modern financial transaction aimed at compliance with legislation. After the verification is completed, XMR is withdrawn to Kaspi Bank KZT, and the funds are credited in tenge to the client's account in the Kazakh bank. The received money can be used for cashless payments or withdrawn as cash through an ATM.