The active use of cryptocurrency in cross-border payments and personal financial transactions has led to an increase in interest in direct schemes for withdrawing Tether USDT TRC20 to bank cards, including Visa and Mastercard. This issue is especially relevant for residents of the Czech Republic, where a significant number of users are looking for an exchange of tether into the Czech crown (CZK). It is important to ensure the reliability of the transfer, take into account regulatory nuances and choose a service that provides a favorable rate, speed and protection when conducting transactions.