One of the most popular tokens remains Tether (USDT), issued in different networks. The ERC20 version, operating on the Ethereum network, is highly integrated with major exchanges, has a stable architecture, and is supported by almost all popular wallets. However, when it comes to exchanging Tether USDT ERC20 to a bank account in hryvnia (UAH), a number of questions arise: where to do it, how to comply with legal procedures, how safe is it, and which services are trustworthy.