The most sought-after tool remains the stablecoin Tether, which is used as a universal monetary unit due to its stability and peg to the dollar. Many users exchange USDT in ERC20 format, subsequently transferring funds to the Freedom Credit card to receive funds in KZT. This procedure is convenient due to its online format, high speed of operation, predictability of the exchange rate, and the ability to flexibly manage capital. For successful conversion, it is important to consider the features of network fees, transaction processing speed, available reserves at the exchange point, and the accuracy of the provided data. Errors in the address or amount can lead to delays, so thorough verification of parameters is a mandatory part of the process.