The first option is to sell cryptocurrency on an exchange with subsequent withdrawal to a bank account. This method is considered standard; however, it requires undergoing the KYC procedure, uploading documents, and a long waiting time for application processing. In some cases, the withdrawal to a Center Credit card is accompanied by additional fees, and the final exchange rate may change during the process. The second option is to use an independent electronic exchanger that works directly with Tether ERC20. In this case, the conversion occurs faster: the user sends the asset to the provided address on the Ethereum network, after which the service transfers the required amount in tenge to the Center Credit card. This method is convenient due to the absence of complex technical procedures and the ability to choose the most favorable conditions, including limits, commission percentages, and available reserve balance. The third option involves offline visits to exchange points, but it is less convenient since it requires physical presence and carries additional risks. Moreover, cash transactions lag behind online processes in terms of speed and quality of Tether exchange transaction processing.