Before you start the exchange, you need to understand the specifics of the asset. Tether (USDT) is a token pegged to the US dollar in a 1:1 ratio. In the case of the BEP20 network (based on Binance Smart Chain), this tether is characterized by high transaction speeds and minimal fees compared to other standards. However, this also means that it is important to use exchangers that support this network for the exchange, since an error in choosing an address can lead to a loss of funds. In turn, Wise (formerly TransferWise) offers a convenient currency exchange tool with a transparent settlement system and low interest rates for transactions. The difficulty is that not all exchange services directly support the withdrawal of crypto assets to Wise USD, so it is important to choose a reliable platform that offers a transit transfer mechanism: first, the cryptocurrency is converted into dollars, then transferred to a virtual Wise wallet.